I want to buy a corolla 1996, comes with VIPER anti theft, im a male with one speeding ticket. How would you find the best rates for car insurance? I got the best deal from geico, the minimum plan for $600 for 6 months and they gave me a student discount. However the last owner of the vehicle paid $300 for 6 months.
can you give me any tips to lower my insurance rate? What other discounts can i ask for? i am attending University in Omaha Nebraska.
R:
Well, the reality is that car insurance for students is never cheap i think that is why the last owner paid much less, however as you said you can get good student discounts.
You can ask your insurance company for any additional auto insurance discounts, but here are some ideas of what you could get discounts for:
For multiple car discount
For having good grades at school
For being a good driver
For not driving at night
For having a good driving record
For taking a defensive driving course
For installing safety devices such as air bags, anti theft, alarm system
You can also get a discount if you only use the car to go to school.
But also remember that you can reduce your premium cost by increasing your deductibles, but this is something that you have to decide, because you need to be able to afford the deductible in case of an accident.
I got very good student auto insurance rates by comparing quotes from different insurance companies, you can do the same just enter your zip code in the banner above to start.
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