What car Insurance is recommended for a First-time Driver college student?

by ray on May 29, 2009

What insurance has the most reasonable price and the best useful facilities?

R:

Unfortunately there is not one best company for everyone, every person is different and have a different age, location, history, etc. The best thing you can do is to go online and compare quotes from different companies and see what is best for your.

You are certainly looking for something cheap, well if you are under 25 and you are a first time driver it will not be easy to find something cheap, because young people are classified as high risk and since you dont have a driving record you cant expect to get cheap rates.

However there are ways to get good discounts for students if you will only drive for short periods of time and you will use only low mileage, also the type of car that you are driving influence the price. If you have good grades at school, if your car has safety devices, you can get discounts.

There are other ways to lower your costs, you could use your parents insurance policy if you live with them, you can also increase your deductible to lower your premium costs.

Those are a few tips to get the best rates, but never lie, companies do check what you are saying so just be honest and compare car insurance quotes onlines is easy and can give you a good idea of what to expect.

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